Picture of Piggy Bank - Tipnut.comFor me the secret to successful Frugal Living is all about perception, your state of mind when it comes to making lifestyle changes to save money.

If I determine that by not purchasing “that toy” I’m denying myself something rather than propelling me forward to a debt free lifestyle, I’m going to feel deprived and that’s not a desirable place to be.

If I focus on how darn good it will feel when “that credit card” is paid off, I feel motivated and in control of my finances.

There are plenty of areas I can make better budgeting and financial choices, but the beauty of thrifty life hacks and tweaks is that they can be extreme if you need them to be, or simple baby steps that progress over time. They all add up and living a frugal life can be at your own comfort level.

If you’re interested in learning more about frugal living or need a bit of a motivational boost, here is a great collection of frugal tools, tips and resources:

Helpful Frugal Sites

The Dollar Stretcher
Wise Bread
Hillbilly Housewife

Frugal Tools

Budgeting Tools & Calculators
Consciously Frugal: Tools
Create A Price Book, or this Grocery Savings Spreadsheet or try the printable Price Book page
Mr_Peanut’s Debt Snowball Calculator
Financial Spreadsheets Galore

Thrifty Tips & Articles

The Bargain Queen: How we save $50/week on groceries
Bohemian Revolution: Emotional Bill Prioritization
Real Simple: Surprising Expiration Dates
Dumb Little Man: Me Frugal? No, I just watch MY cash
MSN: 20 ways to save on a shoestring

Money Savers: Forums

GardenWeb’s Finance Forum
Money Saving Expert
Frugal Village
SlickDeals.net
Big Big Forums
Fat Wallet Forums

Tipnut’s Frugal Hits

A few of Tipnut’s more popular frugal hacks and helpers:

How To Make Laundry Detergent
Copycat Febreze Recipes
Homemade Herbal Cleaners
Homemade Ice Packs
Make Your Own Twirly Towel
Soften Hard Brown Sugar Instead of Tossing It

Frugal lifestyle choices don’t have to be about “20 Ways To Productively Use Dryer Lint & Save Money”, it can be a comfortable process that leaves you more conscious of your purchasing decisions and feeling more empowered.

Try one new money saving method each month, it doesn’t have to be painful. Maybe skipping one takeout meal a week, or cutting back from two coffee purchases a day to one. Stick with it and you’ll see what a difference frugal living can make for your life and your bank account :).

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