20 Tips For Saving & Trimming Your Grocery Budget

Although we all need food and shop for groceries regularly, the food budget is one of the first (and easiest) places to pinch the pennies when needed.

With rising food costs, clever marketing and smaller packaging, it can get a little tricky to manage if you don’t know what to watch for.

Here are a few tips that can help you get the most bang for your buck…

  1. Shop On Non-Peak Days: Know what days of the month are busiest for shopping, I find the prices tend to be average to high on those days since the stores don’t have to work hard to bring in shoppers (there are some great price leaders, but overall prices aren’t great). Paydays, government check mailout days (like social assistance, family allowance, retirement checks), holiday long weekends, the 1st, 15th and 31st (or last day of the month), Fridays, Saturdays are all days in my area that are busiest for grocery shopping. Mondays, Tuesdays and Wednesdays are not only less busy, I find items are marked at much better deals and pricing (if they don’t fall on the no-nos listed above). Plus if you don’t get to the grocery store early enough on high traffic days, the stores are crazy busy and pickings are slim with the deals scooped up long before you arrive…not as many product choices. Your area may operate differently with store pricing cycles, so take some time to track.
  2. Be Picky About Expiry Dates: For fresh bakery items, meats, dairy and packaged fresh produce (anything with an expiry date), don’t pick from the front of the shelf or top items. Merchandisers will push the soonest to expire to the front of the shelf and stock the fresh stuff at the back (better chance to sell an item before it expires). Go for the longest expiry dates so you have more time to consume it (and less waste). For fresh items, I prefer shopping at a large, busy grocery store since their product turnover is much higher (giving a better chance to find longer expiry dates).
  3. Stock Up On Deals: Staples like shampoo, deodorant, toothpaste, these are safe to buy in lots of 6 or so since you’ll definitely use them. This will cut back on your future grocery bills since you already have plenty on hand and you’ll never pay full price again!
  4. Know Your Prices: It’s a good idea to track prices with a price book, but if the thought of tracking each and every item you buy overwhelms you–you don’t have to go crazy and track every single thing, just track the main things that you buy: meats, dairy, cereals, etc. You’d be surprised at how many items aren’t the deal you thought they were (pay attention to sizes too).
  5. Take Advantage Of Coupons: Use coupons whenever you can, but only for items that you really will use. Keep them organized to make your savings system efficient. Also use the instore membership cards wherever possible to accumulate points and savings.
  6. Keep Your Pantry, Fridge & Cupboards Organized: If everything is disorganized and jumbled together, it’s easy to miss an item (or several) that you already have in stock and don’t need to buy. A lot of money is wasted due to disorganization.
  7. Buy In Bulk Sizes When Possible: If something is easy to freeze, buy large flats or packages and cut down to meal size, repackage then freeze. Buy big when prices for in season fruits and vegetables are good and freeze the excess (see How To Freeze Vegetables and How To Freeze Fruit for tips). You can save several cents per pound (but…make sure you know your prices since buying bulk doesn’t always mean saving money). Make friends with a farmer: buy meats in bulk if possible. If you don’t have family members who farm and you can invest with (like buying a pig or a cow), you can make connections at the local farmers market.
  8. Look For Cheap Meat Cuts: These can be used for soups, homemade broths, hearty stews and slowcooker recipes…costing you just pennies on the dollar when compared to premium cuts. The meat will be tender and moist if you use them in slow cooked recipes (see Tender Ways With Less-Tender Cuts Of Meat). Use rice, beans and pasta as cheap fillers. Or cut back on the amount of meat and stuff pieces to bulk up the portions.
  9. Train Your Eye For The Bottom Shelf: Understand that the goal for grocery stores is to make the most profit possible, they’re not our deal buddies. In most cases all the aisle and shelf displays are designed to make it easy for you to choose items that have the highest profit margin (for the store). Not necessarily the highest priced items, but the highest profit margins. Look for good deals hiding on the lower shelf (it’s easier to look straight across and up than it is to bend low–stores know this). Also watch for small shelf displays, the items that make the store big bucks get larger amounts of shelf space, with only a small section for some of the lower priced items. You see them–but your attention is mainly caught by the large displays. Be aware of that so you don’t miss the better deals.
  10. Make Less Shopping Trips: If you go weekly, you’ll find stuff to buy weekly–and that can easily pump up your monthly total. My ideal grocery shopping plan: Big spend once a month with fresh produce purchased weekly. I realize that conflicts with the leading tip to avoid weekly trips, but it’s one thing to run into a store, go directly to the fresh produce area, get what you need, then get out. Choose a hand basket instead of a grocery cart for quick trips, there’s no room to fill it up with non-essentials.
  11. Buy Packaged Produce With No Regrets: When it makes sense! There are certain vegetables that just don’t do well in my home (have I mentioned I have a house full of fussy pants?), instead of buying a head of cabbage and a bunch of carrots, I’ll buy a small coleslaw bag…or I’ll buy two sticks of celery instead of a whole celery bunch. I’m paying more (per weight), however it’s costing me less at the cash register and I have no waste. Throwing out spoiled vegetables is throwing out money.
  12. Introduce Cheap Meals: If you don’t already do so, make a goal to have at least one healthy, cheap supper meal a week (leftovers day doesn’t count). This can be a slowcooker meal, cheap meat cuts dish. By doing this at least once a week, watch the dip that happens in your monthly budget (that’s at least 4 meals you’re slashing costs on).
  13. Plan For Once-A-Month Cooking: Try preparing at least one or two meals that you can make in big batches (see Once A Month Cooking for more details). The idea is prepare a whole month’s worth of meals at once, but you don’t have to go to that extreme at first. Try making just one or two dishes in bulk (3 or 4 meals) then freeze them–this accomplishes savings two ways: Less temptation to order takeout on busy days as well as uses up those items purchased in bulk (at lower prices).
  14. Make Your Own Stuff: The ideas are endless! You can make homemade laundry detergent, homemade swiffer cloths, homemade cleaners, feminine pads, dishwasher detergent, fabric softeners & dryer sheets…there are loads of things you can make yourself for a whole lot cheaper.
  15. Kill The Hunger Beast: Before shopping, have a snack so you aren’t hungry while shopping. If fresh bread is a tempting trigger for you, have some toast before you head off to the store. If chocolate items makes you weak at the knees, have a bit of something chocolate. These may not be as wickedly good than what’s waiting to tempt you at the store, but it’s enough to kill the craving and those triggers are harder to manipulate you when you’re fortified ahead of time.
  16. Give Yourself Time: If you’re shopping in a rush or with three young children hanging off you begging for 100% sugar content cereal, you’re not going to be in the mood to scout for good prices. Try to shop when you can do so alone and not pressed for time. If your spouse isn’t a strong shopper, agree he or she stays home for the sake of the family budget (waiting to help unload the groceries of course!). For quick trips to replenish fresh produce, I do the opposite and squeeze in grocery shopping time between other errands–less time to dawdle (and spend).
  17. Build A Better Shopping List: Throughout the month, track all the items that you need to replenish or will soon run out of. On shopping day, create your shopping master according the store’s floor plan so you have items listed by aisle or section. Knowing just want you want to buy helps you stay focused and less browsing the shelves trying to remember what you need (less chance to be tempted). I find it best not to be too rigid with buying only what’s on my list, I’ll buy other items when the prices are a bargain (knowing your prices is important for this to work out well).
  18. Grow Vegetables & Herbs: Don’t let the thought of a large garden overwhelm you, go as small as you like at the start and grow in size as you feel comfortable and can manage. Both large gardens and small pots can save piles of cash by growing your favorite veggies & herbs. Consider herb pots, small plots of potatoes, container tomatoes & cucumbers, grow a small pot of onions and even bean sprouts right on your kitchen counter. Whether you have a large backyard, a small apartment balcony or just a sunny window, you can grow some of your own food and pocket the savings.
  19. Shop At More Than One Store: In my city I have one favorite grocery store that has the best prices on packaged and canned goods, and another favorite store that has the best quality (along with good prices) for fresh produce and meats. I’ll plan my shopping trips to shop at both–paying a bit more for fruits and veggies that really are fresh and of good quality since they’ll last longer. Shopping at a variety of stores only works well if it’s worth the cost of extra gas and if you can manage the time, for me it really does pay.
  20. Watch The Deli Area: If you shop after 7 p.m. or so, good deals can be had in the deli section for roasted chicken, roast beef, prepared salads and other dishes that the store is eager to sell before closing. If you can use them up for a late supper that night, great. If not, think about ways you can use the meats: I like to grab a couple of the roasted chickens, shred them and made chicken salad for the next day, chicken pies for the freezer, stir frys for the next night. Keep the chicken carcass and make some soup stock the next day. Cheap meat that’s already cooked for you, love it!

Bonus Tip:

Bring Your Own Fabric Grocery Bags: Not a big money saver, but many stores will give you a few cents off for each bag you bring in plus there’s no danger of the cheap plastic bags ripping open and spilling out grocery items (and smashing jars, breaking eggs, etc.).

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What Readers Are Saying: 14 Comments
  1. Pat Richardson says:

    I keep a grocery list in my Micro-
    soft Word. It lists my most used
    items and I group items as I know
    where they are in the store: dairy,
    canned veg/fruits, canned meats,
    cakes/flours, rice/beans, personal
    hygiene, household products, etc.
    I print it out and just circle the
    items I need, double spacing so I
    can add an infrequent purchase in
    the right category.
    I keep a printed copy in the
    kitchen, so when I run low on an
    item, or have used my “backup,” I
    just circle the item on the list.
    Seldom do I come home and say, “Oh,
    I forgot (whatever.)”
    I will buy something I use that is not on the list if it’s a really
    good price, but it stops impulse

  2. Jennifer T. says:

    Does anyone know how to find out when items will go on sale throughout the year??

  3. Glenda says:

    Excellent ideas. We buy in bulk usually once a month for staples. I can and freeze everything I can grow. All wastes go to the dogs and we use the tips of green veggies for the compost pile that goes back onto the garden once it has “cooked or broken down.” We reuse clean water from the canner and put it in the washing machine or use it to wash dishes with. We have buckets to collect rainwater in and use it to water our garden and houseplants. To save electricity we cook enough for at least two meals when we cook. Leftovers are easily warmed in the low cost microwave. Anything leftover is either frozen for another meal another day. I use the green bags for fresh vegetables and they really do work.
    We carpool as much as possible and take the car that has the best gas millage on it.
    There are just so many things you can do to save money. Hope this helps someone else.

  4. jim says:

    this is all a great idea but when all you have to pick from is Wal Mart it narrows it down to their price on dont buy it. So when you see walmart come to town with these great prices remember the other markets because they will break them and then name their own price

    • Mia says:

      So true Jim, it’s happened where I live. Other stores going out of business. Living in a rural area made me become more organized in the first place (the closest store – high priced -was 8 miles away) so I will drive 25 miles every 3 or 4 weeks and load up the vehicle with canned goods, freezable foods, dried beans etc. Stockpile whatever’s on sale. No Walmart for this family!!!

    • Lisa Church says:

      our walmart offers price matching, I get all the adds out of the sunday paper up to 50 miles away I circle the diff things on sale in these adds and also write them down on my grocery list then I go to walmart shop and when i get to register i tell the cashier and she takes price off for example cvs add ahows crest toothpast for $1.99 walmart price $2.99 and plus i have a coupon for .50 cents off, walmart doubles coupon so i get toothpaste for $1.99 – $1.00 coupon so i get the toothpaste for .99 cents, hope this helps

      • Kim B says:

        Walmart doubles coupons? They have never doubled mine….is it on certain days? Do you have to ask for it?

        I don’t really care to shop at Walmart, but the other places that are closer to me, charge at least double the price. If I have a lot of things to buy, I am choosing Walmart…

        In the mornings, they mark down their meats that are close to expiration, but still have 2-3 days left….I buy a lot of meat this way and take it home and freeze it up.

      • Diane says:

        I do the price match at walmart often! The only thing dont do is buy one get one free or a percent off. I use what coupons I can as well.

  5. Tica Marshall says:

    I shop at Aldi’s as I think that their prices are much better than the other big name stores. They have a double your money back guarantee and they stand by it. The stores are small and they do not carry a lot of frivolous items that are tempting so it saves time as only the basics are available. Additionally, the parking lot is usually much smaller and provides a much faster entry and exit. I make a separate list for the things that I cannot get at Aldi’s and I buy those things in bulk or once a month to save my time, energy and money.

  6. Wendy Wilson says:

    We find that substituting vegetarian meals a couple of nights a week cuts down on costs considerably. Bean chili is very cheap, especially if you used dried beans.

  7. Jennifer says:

    I am intrigued by shopping once a month idea. We presently literally shop from the flyers. Only buy when on sale. If you shop once a month, some of the meats especially aren’t on sale. Any suggestions. We only buy our meats on sale.

  8. Carol Sue Becnel says:

    Where in the world does Walmart double coupons? Every Walmart in the greater Baton Rouge and New Orleans areas DOES NOT.

  9. Laura Shreffler says:

    I agree Lisa I do this as well at Walmart. Having two young kids I have to wait for my husband to get home from work to help me with groceries so by the time I get out there its after 7pm. I price match at Walmart with every store 50 miles or so away. I also learned that some giant eagles will put out different sales than other giant eagles so when looking at store ads online I don’t just look at an ad that’s close to me. But one thing that gets me Lisa your Walmart will double coupons????

  10. Barbara says:

    I buy marked down meats all the time! I put them in the freezer and use later. Also check the mark down shelf, You can get some great deals on out of season shelf goods or if a manufacture changes the packaging.

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